Capital Markets Analyst

  • Divvy
  • Draper, Utah
  • Jan 07, 2022

Job Description

About the company
At Divvy, Our vision is to become the modern software bank for business of every small-to-medium business in America. Our FREE financial SaaS platform enables businesses to spend smarter by providing instant insight and transparency into company-wide spend and the ability to easily manage it; all in real-time! (+ many more features!)
In June 2021, Divvy joined forces with Bill.com through a $2.5 billion dollar acquisition, validating our mission to build the one-stop-shop for business finances. With 500+ mission-driven employees and extreme monthly growth, we’re well on our way.
*All positions at Divvy are eligible for remote work - within the United States*
As Divvy continues to grow, managing our balance sheet and sufficiently capitalizing our business are crucial to our organization. As a member of the Capital Markets Team, you will be involved in the growth trajectory of the firm and securing the capital necessary to enable that growth. The team is responsible for managing our liquidity position by working closely with external funding partners to carry out our funding strategy. The team works on structuring and managing credit facilities, securitizations, asset sales and other debt solutions. The team also works closely with divisions across the firm to ensure smooth cross-functional operations - including finance, treasury, product & engineering, legal and risk counterparts. 

Responsibilities

  • Actively work with external funding partners on new fundings / amendments  
  • Perform cash flow analyses and projections in order to optimize our balance sheet and funding strategy
  • Structure, analyze, and execute new credit facilities and financing solutions 
  • Work cross-functionally on new strategic initiatives and transactions
  • Prepare presentations and analysis for external funding partners to secure new deals
  • Perform all ongoing daily, weekly, and monthly tasks related to capital markets 
  • Actively manage and report on our cash flow positioning
  • Actively work with our external banking partners to manage our capital markets operations 
  • Prepare financial analyses on an ad-hoc basis for our CFO, Treasurer, and other senior leaders

Requirements

  • 2+ years of capital markets, investment banking or structured finance experience (or a related field)
  • Strong work ethic, drive and willingness to contribute above and beyond the prescribed job description to help our company achieve its goals
  • Excellent verbal and communication skills, including the ability to effectively manage relationships with external banking + funding partners
  • Strong analytical and quantitative skills
  • Strong organizational skills, attention to detail, judgment and ability to prioritize tasks
  • Experience and eagerness to both work as a team and also drive projects individually with minimal oversight  
  • Experience with financial models and financial forecasting 
  • Eagerness to take on new projects, tasks and initiatives 
  • Strong proficiency in Excel and PowerPoint a must. Experience with macros and Tableau a plus 
Total rewards
At Divvy, we’ve been intentional in designing scalable benefits, rewards, and perks that meet our workforce where they are while managing expectations as we scale. Just as pay parity was foundational for us in base salary, and remains our commitment and priority, our total rewards programs reflect our commitment to inclusivity and access for all.
At Divvy, you’ll enjoy:• Health insurance premiums for all Full-Time employees covered at 100%• Stock grants for salaried employees • Unlimited PTO for Full-Time employees / Accrued PTO for Part-Time/Hourly employees• 401K• FlexWork - you choose how you work whether it be remote (anywhere in the USA), in-office, or some combination of the two• 12 weeks paid parental leave for all Full-Time employees
Perks are nice, but perks don’t make a company or individual successful - the work does. At Divvy, we’re building the financial nervous system of business - faster, better, smarter, and the work compels us to show up each day for our customers and our teams while feeling well supported in our benefits.
**We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.**