Acima helps people from all backgrounds live a better quality of life with easier access to the things they need and want—all without credit*. Our lease-to-own solutions report payment activity to Experian.

Our proprietary technology enables customers to shop through our mobile app, online, or in stores at thousands of retailers across the nation. And applying for a lease agreement is quick and simple—with flexible purchase options that enable customers to attain ownership whenever they’re ready.